The Progress and Development of E-Banking in Albania

Özet

The authors in this paper have described the progress and development of electronic banking services in Albania during the last five years and have aimed to analyze and describe the importance of these services they offer for the Financial System. The variety and variety of electronic financial services offered by the Banking System is an essential aspect of the Financial Sector throughout the world, including Albania. The paper presented by the authors uses different sources of information provided by serious institutions such as Reports Published by the Central Bank of the State of Albania, Various Reports published by Commercial Banks operating in our country. Also included in this paper are Financial Market Analysis and other sources used to update the situation of various electronic services offered by the banking sector. Another aspect that is addressed in this paper is the impact of information and communication technology on the development of electronic services offered by the banking sector. This includes the use of mobile applications, bank websites and electronic payment platforms. At the end of this study, the challenges and opportunities that are expected to arise for electronic services offered by the banking sector in the future will be assessed. This analysis aims to provide a deeper understanding of the development of second level banks in the context of our country and to determine the potential future perspectives of this financial sector.